Privacy Policy

Effective Date: January 1, 2024

CX Lending, LLC ("CX Lending," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Types of Information We Collect

We may collect the following types of information:

Personal Identification Information: Name, email address, phone number, mailing address
Business Information: Business name, business address, business type, industry information
Financial Information: Revenue, credit information, loan history, banking information
Transaction Information: Details about loans you've applied for or received
Employment Information: Job title, employment history, income information
Device Information: IP address, browser type, operating system, device identifiers

2. How We Collect Information

We collect information through various methods:

Directly from you when you fill out forms or applications
Automatically when you navigate through our website
From third parties, such as credit bureaus or business partners
Through cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

Process and evaluate loan applications
Provide our services to you
Communicate with you about our services
Improve our website and services
Comply with legal and regulatory requirements
Prevent fraud and enhance security
Market our services to you (with your consent)

4. How We Share Your Information

We may share your information with:

Lenders and Financial Institutions: To process your loan applications
Service Providers: Companies that help us operate our business
Legal and Regulatory Authorities: When required by law
Business Partners: With your consent, for related services

5. Data Security

We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

6. Your Rights and Choices

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your information (subject to legal requirements)
Opt-out of marketing communications
Request a copy of your information

7. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, use, and disclose, and the right to request deletion of personal information.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings.

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date."

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

CX Lending, LLC
3001 Wrightsville Ave., Suite A
Wilmington, NC 28403
Phone: 980-290-4052
Email: support@cxlending.com