Scale Your SBA Lending Without the Risk
Turn your institution into an SBA powerhouse. We handle the complexity while you own the relationships. Join us and grow your portfolio with our white-label solution.
Portfolio Growth
Average 3x increase in SBA volume within first year
Fast Turnaround
45-day average from application to funding
Why Banks Struggle with SBA Lending
SBA loans are profitable but complex. Most institutions lack the resources to build and maintain an efficient SBA department.
Expensive Talent
SBA experts command $150K+ salaries. You need at least 5-10 specialists to run a proper department.
Complex Compliance
SOP guidelines change frequently. One mistake can void your SBA guarantee.
Technology Stack
Specialized software for origination, servicing, and reporting costs thousands monthly.
Slow Ramp-Up
Building an SBA department takes 12-18 months. Meanwhile, competitors capture your prospects.
Your Complete SBA Back Office
We've built the infrastructure so you don't have to. Get all the benefits of SBA lending with none of the overhead.
Loan Origination
- Application intake & analysis
- SBA eligibility determination
- Credit underwriting
- E-Tran submission
- Document preparation
Processing & Closing
- Authorization review
- Closing document prep
- Title & lien perfection
- Funding coordination
- SBA reporting
Servicing & Portfolio
- 1502 reporting
- Covenant monitoring
- Site visit coordination
- Liquidation support
- Guarantee purchase
Calculate Your SBA Revenue Potential
See how much you could earn by adding SBA lending to your portfolio
Your Projected Annual Income Potential
Start Offering SBA Loans in 30 Days
Our streamlined onboarding process gets you up and running quickly
Discovery Call
15-minute consultation to understand your goals and current lending portfolio
Day 1Custom Proposal
Detailed service agreement with transparent pricing and projected ROI
Days 2-3Onboarding & Training
Set up systems, train your team, establish workflows and communication channels
Days 4-14Go Live
Start accepting SBA applications and processing loans with full support
Day 30Built by SBA Veterans, For Modern Lenders
Proven Track Record
Built and scaled two Top-20 SBA departments. We know what works.
Risk Mitigation
100% SOP compliant. We protect your guarantee and reputation.
Speed to Market
Launch SBA lending in 30 days vs. 12-18 months building internally.
Scalable Solution
Handle 10 or 1,000 loans annually. Scale up or down as needed.
White Label
Your brand, your relationships. We work behind the scenes.
Dedicated Support
Direct access to SBA experts. No call centers or ticket systems.
What Our Partners Say
"CX Lending transformed our small business lending. We went from zero SBA loans to $15M in volume within our first year. Their expertise saved us from costly mistakes."
John Smith
CEO, Community First Bank"The ROI was immediate. Instead of hiring 5 FTEs at $500K+/year, we partnered with CX Lending and became profitable from day one."
Sarah Johnson
President, Regional Credit Union"Their white-label approach is perfect. Our customers think we have a world-class SBA department, and in a way, we do."
Michael Chen
EVP Lending, State National BankReady to Transform Your SBA Lending?
Join 50+ institutions that have scaled their SBA programs with CX Lending
Let's Discuss Your SBA Goals
Schedule a 15-minute discovery call to explore how we can help you scale