Effective Date: January 25, 2024
IMPORTANT: This agreement contains a binding arbitration provision and class action waiver. It affects your legal rights. Please read carefully.
These Terms of Service ("Terms") constitute a legal agreement between you and CX Lending, LLC ("CX Lending," "we," "us," or "our"), located at 3001 Wrightsville Ave., Suite A, Wilmington, NC 28403. By accessing or using our website and services, you agree to be bound by these Terms.
CX Lending provides SBA loan servicing and processing services to financial institutions. We facilitate connections between lenders and borrowers, provide loan processing support, and offer related financial services. We do not make loans directly but assist in the loan application and processing workflow.
By using our services, you represent and warrant that:
To access certain features, you may need to create an account. You agree to:
All content on our website, including text, graphics, logos, images, and software, is the property of CX Lending or its licensors and is protected by intellectual property laws. You may not:
You agree not to:
Your use of our services is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CX LENDING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
You agree to indemnify, defend, and hold harmless CX Lending, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from your use of our services or violation of these Terms.
Binding Arbitration: Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration conducted by the American Arbitration Association under its Commercial Arbitration Rules.
Class Action Waiver: You agree to bring claims only in your individual capacity and not as part of any class or representative action.
Governing Law: These Terms are governed by the laws of North Carolina, without regard to conflict of law principles.
By using our services, you consent to receive communications from us electronically, including emails, texts, and notices posted on our website. You agree that these electronic communications satisfy any legal requirement for written communication.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of our services after changes constitutes acceptance of the modified Terms.
We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use our services will cease immediately.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and CX Lending regarding the use of our services.
For questions about these Terms, please contact us at:
CX Lending, LLC
3001 Wrightsville Ave., Suite A
Wilmington, NC 28403
Phone: 980-290-4052
Email: support@cxlending.com